Reversing Inertia: How re-enrollment boosts positive investment behaviors and participant outcomes automatically.

The advent of automatic features in DC plans has had a positive impact driving retirement readiness by boosting participation and savings rates, especially among workers newer to the job. 73 percent of large and mega plans use auto-features, such as auto-enrollment and/or auto-escalation, to encourage greater savings in the DC plan.1 Through automatically enrolling new … Continue reading Reversing Inertia: How re-enrollment boosts positive investment behaviors and participant outcomes automatically.

Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings: How are custom solutions evolving to mitigate risk? Part III

Last month we featured Part II of Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings - How are custom solutions evolving to mitigate risk? Part II introduced version 2.0 of target date funds (TDFs), an approach which allows plan sponsors to develop a glidepath best suited for their plan’s demographics. For the final installment … Continue reading Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings: How are custom solutions evolving to mitigate risk? Part III