Good Health is the Best Wealth

Believe it or not, staying healthy just might make you wealthy. With small lifestyle changes and healthy choices, you may reduce your annual healthcare costs and increase your income. These lifestyle changes can be as simple as limiting your salt intake or taking your prescribed medication regularly. By adopting healthy habits you can mitigate future healthcare costs. Data from HealthyCapital reveals that by simply making … Continue reading Good Health is the Best Wealth

Hey Joel! – When does the five-year clock start for Roth withdrawals?

Welcome to Hey Joel! This forum answers plan sponsor questions from all over the country by our in-house former practicing ERISA attorney. Hey Joel, When does the five-year clock start for Roth withdrawals? –       Tick Tock in Tennessee Dear Tick, For most investors, it’s important to know that there is a five-year waiting period for tax-free withdrawals of earnings, and it is applied differently, depending … Continue reading Hey Joel! – When does the five-year clock start for Roth withdrawals?

Tips for Preventing Uncashed Retirement Checks

Managing uncashed retirement checks may be considered a nuisance by plan administrators. Nevertheless, the employer still has fiduciary responsibility when a former employee fails to cash their distribution. Search efforts to locate a missing plan participant consume time and money and may fail to locate the participant. Likewise, going through the process of turning over dormant accounts to the state can also consume time and … Continue reading Tips for Preventing Uncashed Retirement Checks

Exchange Your Old Retirement Solutions for New Ones

What is an Exchange? An exchange is a turnkey solution for businesses that allows you to provide the benefit of a retirement plan while offloading some of the administrative and fiduciary responsibilities at a potential cost reduction. A team of professionals work together on your behalf so you can focus on running your business, not your retirement plan. Retirement Readiness An exchange is a great … Continue reading Exchange Your Old Retirement Solutions for New Ones