Hey Joel! – When does the five-year clock start for Roth withdrawals?

Welcome to Hey Joel! This forum answers plan sponsor questions from all over the country by our in-house former practicing ERISA attorney. Hey Joel, When does the five-year clock start for Roth withdrawals? –       Tick Tock in Tennessee Dear Tick, For most investors, it’s important to know that there is a five-year waiting period for … More Hey Joel! – When does the five-year clock start for Roth withdrawals?

Tips for Preventing Uncashed Retirement Checks

  Managing uncashed retirement checks may be considered a nuisance by plan administrators. Nevertheless, the employer still has fiduciary responsibility when a former employee fails to cash their distribution. Search efforts to locate a missing plan participant consume time and money and may fail to locate the participant. Likewise, going through the process of turning … More Tips for Preventing Uncashed Retirement Checks

Exchange Your Old Retirement Solutions for New Ones

What is an Exchange? An exchange is a turnkey solution for businesses that allows you to provide the benefit of a retirement plan while offloading some of the administrative and fiduciary responsibilities at a potential cost reduction. A team of professionals work together on your behalf so you can focus on running your business, not … More Exchange Your Old Retirement Solutions for New Ones