Hey Joel! – When does the five-year clock start for Roth withdrawals?

Welcome to Hey Joel! This forum answers plan sponsor questions from all over the country by our in-house former practicing ERISA attorney. Hey Joel, When does the five-year clock start for Roth withdrawals? -       Tick Tock in Tennessee Dear Tick, For most investors, it’s important to know that there is a five-year waiting period for … Continue reading Hey Joel! – When does the five-year clock start for Roth withdrawals?

Tips for Preventing Uncashed Retirement Checks

Managing uncashed retirement checks may be considered a nuisance by plan administrators. Nevertheless, the employer still has fiduciary responsibility when a former employee fails to cash their distribution. Search efforts to locate a missing plan participant consume time and money and may fail to locate the participant. Likewise, going through the process of turning over … Continue reading Tips for Preventing Uncashed Retirement Checks