Index Funds – Looking Beyond Fees

The flow to passive management is one of the biggest talking points of the decade. With this shift came the daunting task, and responsibility, to better evaluate the abundance of index funds offered by the marketplace. Index funds seek to replicate the performance of a benchmark, making the idea of comparing returns appear counter-intuitive. This notion has led many to focus almost entirely on fees. … Continue reading Index Funds – Looking Beyond Fees

Student Loan Contribution Programs: The New Way to Recruit and Retain Millennials in Today’s Workplace

As human resource managers begin working on updating their benefits package, it’s important to remember that millennials are quitting their jobs faster than employers can hire them1 – which is especially problematic considering millennials now make up 50 percent of the workforce 2. The reasons for resignations vary widely, but one retention solution may be to consider offering a student loan contribution program. In 1999, … Continue reading Student Loan Contribution Programs: The New Way to Recruit and Retain Millennials in Today’s Workplace

Why We Use Russell Instead of S&P

Ever wondered why we use Russell instead of S&P for benchmarks in the RPAG system? Here are four important reasons: Russell ranks each company in the investable universe according to its total market capitalization while S&P uses a committee to make these decisions. Market cap is the primary indicator to determine where a company belongs in the Russell Index. Using a float adjustment methodology, Russell … Continue reading Why We Use Russell Instead of S&P

Participant Corner: Borrowing Against Your Retirement Plan: More Costly Than You Think

This month’s employee memo informs participants about taking money out of their retirement plan. Download the memo from your Fiduciary Briefcase at fiduciarybriefcase.com and distribute to your participants. Please see an excerpt below. PARTICIPATING IN THE COMPANY’S RETIREMENT PLAN is a smart and important decision. Smart because you are putting away small amounts today for a comfortable retirement later. As your account begins to grow, … Continue reading Participant Corner: Borrowing Against Your Retirement Plan: More Costly Than You Think