Are You Excluding Part-Timers From the Retirement Plan?

Fiduciaries, Plan Administrator, Trustee, Investment Manager

Many plan sponsors mistakenly believe that they are not required to offer the retirement plan to part-time employees. Regardless of what type of retirement plan you have, all employees, including part-time employees that work 1,000 hours in a year, must be offered the retirement benefit. Though your plan may contain a service requirement that essentially … Continue reading Are You Excluding Part-Timers From the Retirement Plan?

Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings: How are custom solutions evolving to mitigate risk? Part III

Last month we featured Part II of Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings - How are custom solutions evolving to mitigate risk? Part II introduced version 2.0 of target date funds (TDFs), an approach which allows plan sponsors to develop a glidepath best suited for their plan’s demographics. For the final installment … Continue reading Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings: How are custom solutions evolving to mitigate risk? Part III