Are You Devoting 88% of Your Attention to Target Date Funds?

By 2019, it is projected that 88% of new retirement plan contributions will be invested in target date funds.¹ Since introduction of the Pension Protection Act in 2007, the use of TDFs as Qualified Default Investment Alternatives (QDIAs) has increased from 36 to 86%.² As a retirement plan advisor, you may not be devoting 88% … More Are You Devoting 88% of Your Attention to Target Date Funds?

The Scorecard – A Former Portfolio Manager’s Perspective

I began my investment career in 1995 as an Equity Analyst at AIM Investments and later managed the Invesco Large Cap Growth fund for 12 years. During that time I had exposure to and was judged by many investment scoring systems.  I always had questions about their methodology and was often frustrated by their shortcomings. … More The Scorecard – A Former Portfolio Manager’s Perspective

Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings How are custom solutions evolving to mitigate risk? Part III

Last month we featured Part II of Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings – How are custom solutions evolving to mitigate risk? Part II introduced version 2.0 of target date funds (TDFs), an approach which allows plan sponsors to develop a glidepath best suited for their plan’s demographics. For the final installment … More Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings How are custom solutions evolving to mitigate risk? Part III

Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings How are custom solutions evolving to mitigate risk? Part II

Last month we featured Part I of Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings – How are custom solutions evolving to mitigate risk? Part I introduced version 1.0 of target date funds, now learn about version 1.0’s evolution to version 2.0, that sets the stage for version 3.0, which we will end with … More Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings How are custom solutions evolving to mitigate risk? Part II

Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings

How are custom solutions evolving to mitigate risk? Since the Pension Protection Act of 2006, target date funds (TDFs) have increasingly found their way into retirement plans as the preferred qualified default investment alternative (QDIA) for participants who make no election. Not only have plan sponsors widely adopted TDFs as the plan’s QDIA, but participants … More Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings

The Hopes, Fears and Reality of Retirement

A 2014 study by MassMutual surveyed more than 1,800 retirees and pre-retirees about retirement issues. The study found retirees overall are very satisfied with life after working years. A 2014 study by MassMutual surveyed more than 1,800 retirees and pre-retirees about retirement issues. The study found retirees overall are very satisfied with life after working … More The Hopes, Fears and Reality of Retirement