Target Date Funds—Does One Size Really Fit All?

If you have ever opened a brokerage account with an advisor, you know the first step is gathering information to determine the risk profile and appropriate investment allocation for the individual. In order to determine the appropriate allocation for a client, financial advisors will inquire about income level, savings rate, net worth, time horizon, spending … Continue reading Target Date Funds—Does One Size Really Fit All?

Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings: How are custom solutions evolving to mitigate risk? Part III

Last month we featured Part II of Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings - How are custom solutions evolving to mitigate risk? Part II introduced version 2.0 of target date funds (TDFs), an approach which allows plan sponsors to develop a glidepath best suited for their plan’s demographics. For the final installment … Continue reading Oversimplification in Target Date Funds Endangers Participants’ Retirement Savings: How are custom solutions evolving to mitigate risk? Part III